Financing payments for NRIs, fintechs & SMEs.
Operating since 1994, Western Fintrade is an RBI-approved NBFC offering personal loans, NRI credit, trade finance, payment financing for PSPs and loans against securities — built on traditional financial discipline and modern fintech infrastructure.
- Operating since
- 1994
- RBI Reg.
- B010039
- Focus
- Pan-India
Credit solutions designed for every kind of need
From personal financing to business working capital and cross-border trade finance, our products are structured for clarity, transparency and compliance.
Personal Loans
Unsecured credit for life's planned and unplanned needs.
- Medical & education
- Travel & emergencies
- Home improvement
NRI Loans
Credit solutions for non-resident Indians with financial needs in India.
- Family support
- Property-related
- Education & medical
Trade Finance
Import-export, invoice discounting and supply chain finance.
- Invoice discounting
- PO financing
- Vendor payments
Payment Financing
Rolling capital for PSPs, FIU-registered entities & payments businesses, secured by receivables.
- PSPs & aggregators
- FIU-IND registered entities
- Short-term rolling capital
Loan against Securities
Pledge listed shares, mutual funds or bonds to unlock liquidity without selling.
- Listed equity & MF units
- Overdraft-style limit
- Stay invested
A lending partner you can rely on
We combine the discipline of a regulated NBFC with the responsiveness of a modern lender.
RBI-aligned governance
A regulated NBFC operating within India's Fair Practices framework, with transparent terms.
Responsible underwriting
We assess each application on credit fundamentals, not on hype — no unrealistic promises.
Clear, simple processes
Digital intake, well-defined documentation and prompt communication at every step.
Built for businesses
From SME working capital to cross-border trade, we understand the cycles that matter.
NRI & resident customers
Solutions tailored for both resident Indians and NRIs with credit needs in India.
Confidential & secure
Your KYC and financial information are handled with strict confidentiality.
A simple, transparent application process
Four straightforward steps. No surprises along the way.
- 01Submit your enquiry
Share your details and credit requirement through our secure form.
- 02Document verification
Our team reviews your KYC and supporting documents.
- 03Credit assessment
Eligibility is evaluated per our internal policy and applicable norms.
- 04Sanction & disbursal
On approval, terms are shared transparently before disbursal.
Credit you can manage. Practices you can trust.
We believe credit is a long-term relationship, not a quick transaction. Every loan we extend is structured around what a borrower can comfortably repay — not around what's easy to sell.
- Transparent fees and clearly disclosed terms.
- Borrower-friendly grievance redressal mechanism.
- No unrealistic promises — every approval is subject to policy.
- Aligned with RBI's Fair Practices Code for NBFCs.
Ready to apply? Let's begin with a conversation.
Our team will help you choose the right product and walk you through the documentation transparently.